Owner options

Can I build a second house on my Sacramento property?

The answer depends on whether the second home is an ADU, an SB 9 unit, a lot split, or a different redevelopment path.

Check your property before you pay for plans

Enter the address for a free screening-level result. HABU compares the available property paths and shows which one deserves deeper review.

Check my property

The address screen and full property report are free during beta testing. No payment required.

build second house on my property Sacramento

Start with the path

ADU, SB 9, and redevelopment are different legal and financial routes. HABU separates them before showing a range.

What matters most

Lot size, zone, jurisdiction, access, utilities, hazard overlays, and whether the project economics support the build.

Check your property before you pay for plans

Enter the address for a free screening-level result. HABU compares the available property paths and shows which one deserves deeper review.

Free screening result. Not a permit approval, appraisal, construction bid, or offer to buy.

One property, three practical paths

Compare improving, splitting, and selling before committing money to one property path.

We improve it

Add an ADU or build additional units on your lot. You keep the property — it is worth more and can earn rent.

We handle it. The headache is permits, design, and construction — we run all of it. The build can often be financed against the value it creates (HELOC, renovation, or construction-to-perm), so your equity may help you qualify rather than cash up front.

We split it

Carve off part of your lot under SB 9 or SB 684 and keep your home. You share in the new value instead of selling out.

We handle it. The headache is title, survey, and subdivision — we handle it and can carry the cost. Your land becomes your equity in the deal, so you keep a share of the upside instead of cashing out.

We buy it

Prefer a clean exit? We buy the property outright and handle everything from there.

We handle it. No headache and no financing on your side — it becomes ours. You get paid and walk away.

Every option carries its own headaches and financing — and we take both on. The free check shows which ones your lot may qualify for. The full report is free during beta testing and compares the published pathway estimates. A report is not an offer.

Questions owners ask

Is a second house always an ADU?

No. It may be an ADU, an SB 9 second unit, or part of a subdivision or redevelopment plan.

What should I do first?

Run the address screen, then review the path and confidence level before spending on design or permits.