Lot split pathway

Can I split my Sacramento lot under SB 9?

Some Sacramento lots may qualify for an SB 9 urban lot split, but location, existing use, parcel history, hazards, tenant protections, title, and owner-occupancy requirements can change the answer. HABU provides a screening-level parcel check so you can decide whether survey, lender, title, and city review are worth pursuing.

Check your Sacramento parcel for SB 9 potential

Enter the address for a free, screening-level look at the parcel, jurisdiction, common eligibility factors, and development upside. A promising result is a reason to verify title, survey, lender, and city requirements—not a permit guarantee.

Check my SB 9 potential

The address screen and full property report are free during beta testing. No payment required.

What should you know before an SB 9 lot split?

What SB 9 can change

SB 9 is a state-law pathway that may support an urban lot split or additional housing on a qualifying property. It is separate from the ADU process and a conventional subdivision.

What HABU checks

Lot size, zoning, urbanized-area status, hazard overlays, owner-occupancy constraints, and local exclusions.

Why legal eligibility is not enough

Title, lender consent, survey geometry, access, utilities, project cost, and market value can determine whether an eligible split is practical.

What a promising result means

Use it to decide whether to commission survey, title, lender, tax, design, and jurisdiction review before relying on a split or payout scenario.

Check your Sacramento parcel for SB 9 potential

Enter the address for a free, screening-level look at the parcel, jurisdiction, common eligibility factors, and development upside. A promising result is a reason to verify title, survey, lender, and city requirements—not a permit guarantee.

Free screening result. Not a permit approval, appraisal, construction bid, or offer to buy.

A lot split is one of three property paths to compare

A split can create a separate parcel, but an ADU, another unit path, or a sale may be simpler or more valuable after costs and constraints are considered.

1

We improve it

Add an ADU or build additional units on your lot. You keep the property — it is worth more and can earn rent.

We handle it. The headache is permits, design, and construction — we run all of it. The build can often be financed against the value it creates (HELOC, renovation, or construction-to-perm), so your equity may help you qualify rather than cash up front.
2

We split it

Carve off part of your lot under SB 9 or SB 684 and keep your home. You share in the new value instead of selling out.

We handle it. The headache is title, survey, and subdivision — we handle it and can carry the cost. Your land becomes your equity in the deal, so you keep a share of the upside instead of cashing out.
3

We buy it

Prefer a clean exit? We buy the property outright and handle everything from there.

We handle it. No headache and no financing on your side — it becomes ours. You get paid and walk away.
Every option carries its own headaches and financing — and we take both on. The free check shows which ones your lot may qualify for. The full report is free during beta testing and compares the published pathway estimates. A report is not an offer.

Questions owners ask

Is SB 9 the same as building an ADU?

No. SB 9 is a lot split or two-unit pathway. ADU rules are a separate path.

Does a positive HABU result guarantee an SB 9 lot split?

No. It is a screening result. The jurisdiction, survey, title condition, lender, utilities, and qualified professionals must confirm the project.

What should I verify after an encouraging SB 9 screen?

Confirm current city or county requirements, title and liens, survey feasibility, access and utilities, lender consent, taxes, design, and project economics.

Will HABU show a payout number?

Only after the data and review level support it. Tax, title, and lender review are required before relying on a payout scenario.

Sacramento ADU cost and value check

Compare an SB 9 split with the cost and value factors behind an ADU.

Can I build a second house?

See the practical differences among ADUs, SB 9 units, and lot splits.

What is my Sacramento land worth?

Learn how a split or other development path can affect land value.

Free in about a minute
See which of the three options your lot qualifies for — before you sell, refinance, or build.
Check my property